Our Payment Policy


Saint Row takes most major credit cards including: MasterCard and Visa.


Saint Row also takes Google pay, Apple Pay and Shop Pay.


Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

Once you select Pay by Laybuy at checkout and complete your purchase, your purchase is sent directly to you at the delivery address you have requested. 

To be eligible to use Laybuy you must:

  • be at least 18 years old
  • be a resident of New Zealand, UK (excluding Ireland) or Australia
  • have a valid and verifiable email address and mobile telephone number;
  • have a valid debit or credit card
  • have a valid licence or passport (from the country you are signing up in)

How Does It Work?

1. At the checkout, simply select Laybuy as your payment option. 

2. Login/signup to your Laybuy account and complete your order.

3. Choose your payment day - view the schedule and select 'pay now'. 

4. All done! Your order will be on its way and payments will be taken each week.

5. Please note that each order is subject to Laybuy's credit assessment. 

How Do I Use Laybuy?

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Will My Order Be Shipped Straight Away?

Absolutely, your order will be shipped straight away. Read more about our delivery options here.

Can I Return My Laybuy Order?

Yes, our normal returns and exchanges policy applies to all Laybuy orders. Please consult our Returns and Exchanges Policy here.

What If I Miss A Payment?

When a payment for an instalment fails, we send you an email to let you know straight away that this has failed.  The payment will then be attempted again 24 hours later and if this fails, a late fee will be applied. If this instalment remains unpaid for a further 7 days, another fee will be applied. 

Please view your Laybuy portal for further details.

Why did we choose this edit for Taylor Swift?

A day at the beach

For a day at the beach, Taylor would likely opt for a casual yet stylish look. She might wear a lightweight sundress in a breezy fabric like cotton or linen. A floral print or a vibrant solid colour like coral or yellow would suit the beachy vibe. Pair it with flat sandals.

Accessorize with a large sun hat, oversized sunglasses, and a tote bag for a chic beach ensemble. The relaxed fit and breathable fabrics would keep her cool, while the feminine prints and playful colours would complement her fun, carefree style.

Out on the town

When going out, Taylor would likely choose an outfit that exudes confidence and glamour. She might opt for a sleek, form-fitting dress like the Alma Long Sleeve Dress. We think a bold colour would command attention and complement her blonde hair.

Pair the dress with stilettos and a statement hand bag. For accessories, she could add sparkle with diamond jewellery, like chandelier earrings and a cocktail ring. A smoky eye and a bold lip would complete her evening makeup.

This ensemble would showcase her figure and prove that she's not afraid to be the focus when out on the town.

Awards Evening

For an awards evening, Taylor would likely choose a couture gown that exudes elegance and sophistication. She might opt for a floor-length gown in a luxurious fabric like silk with intricate detailing like embroidery, beading, or a plunging neckline.

A classic silhouette like a mermaid or A-line dress would accentuate her curves, while a bold colour like midnight blue or crimson would make a statement on the red carpet. Pair the gown with heels from LA Tribe or Alias Mae and dazzling jewellery, such from DHA.

A sleek updo and smoky eye makeup would complete her glamorous awards evening look, showcasing her fashion-forward style and that she is a true red carpet icon.

Who would you like to see an edit for?

Get in touch to see our style choices for your favourite celeb.